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Storm work record guide

Storm tree removal and insurance documentation.

Safety comes first. Records can support a claim file, but only the carrier and policy determine coverage or reimbursement.

Apex tree work at a roof after damage
Visible tree work can be documented without making a coverage decision.

Safe documentation order

Protect people, then preserve useful facts.

Call 911 for immediate danger and the utility for power-line involvement. Stay out of damaged areas. Contact the insurer promptly and take safe photos only from a clear position.

01

Route danger

People and power hazards go to emergency services or the utility before tree-work calls.

02

Notify the insurer

The homeowner reports the loss and follows the carrier’s instructions.

03

Take safe photos

Record only what is visible without approaching the tree or structure.

04

Keep work records

Retain the agreed scope, work notes, and itemized invoice.

Large tree material being handled during Apex work
Tree-work scope and material handling belong in the job record.

Scope and invoice checklist

Keep the work record specific.

Apex can document visible damage and the tree work performed. A scope or itemized invoice can identify the affected tree, removal or stabilization work, equipment, material handling, cleanup, and charges included in the job.

The homeowner contacts the insurer. The carrier and policy determine coverage or reimbursement. Apex is not an insurer or public adjuster.

What to do if a tree falls on your house Planned tree removal Greater Atlanta service confirmation

Common questions

Records without coverage promises.

These answers match the guidance visible on this page.

Does Apex decide whether insurance covers tree removal?

No. The homeowner contacts the insurer, and the carrier and policy determine coverage and reimbursement. Apex is not an insurer or public adjuster.

What should an Apex scope or invoice identify?

The record can identify visible conditions, tree work performed, material handling, cleanup, and itemized charges that apply to the completed scope.

How should storm photos be taken?

Take photos only from a safe position. Never approach a fallen tree, damaged structure, or power line to improve a photograph.

Active tree hazard

Call from safety.

Describe what changed, what the tree struck, and what access is blocked.